If you’ve been told “no” before, you’re not alone.
Most of our buyers walked into a bank or sat through a mortgage call only to hear:
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“Your score’s too low.”
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“You’re approved, but only for $180K.”
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“Come back after saving $20,000.”
And most of them walked out thinking, “Guess I’ll just keep renting.”
Here’s the truth:
It’s not always you. Sometimes it’s the deal.
Banks and most agents just give you a number and stop there. At NuBuild, we build the deal around you:
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✅ We’ve closed buyers with 580 credit scores.
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✅ We’ve structured offers with less than $1,000 out-of-pocket.
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✅ We’ve turned $180K approvals into $350K+ new home closings—all by stacking builder credits, lender incentives, and smarter loan options.
Example: Denied in February → Keys by June
One of our buyers was approved for only $200K last year. They couldn’t find a home that didn’t need major repairs.
We stepped in:
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Found a builder offering $15K in paid closing costs.
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Used a rate buydown to drop their monthly payment below their rent.
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Structured a loan that got them into a $325K brand-new home with $900 total cash at closing.
Same income. Same credit. Different strategy. New homes for low credit or income still exist
